COVID-19 Response Update
Because we're staying home more and driving less, we are working to reduce auto rates in every state! Learn more about this and our Good Neighbor Relief Program Covid-19 response.
Please contact our office if you have any questions. Due to COVID-19, we've adjusted how we work, but you can always call us or click on Email Agent and complete the form to send our office an email.
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Hershel Spears
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Auto Insurance
Buckle up with State Farm, and get auto insurance in Lubbock, TX that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.
Hershel Spears in Lubbock, TX will help you get started after you complete a car insurance online quote. It’s fast and easy!
1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.
Start your car insurance online quote. It’s fast and easy!
Homeowners Insurance
Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Lubbock, TX. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2
Hershel Spears in Lubbock, TX will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!
1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.
Start your homeowners insurance quote. It’s fast and easy!
Renters Insurance
Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.
1. Please refer to your actual policy for a complete list of covered property and covered losses.
Start your renters insurance quote. It’s fast and easy!
Personal Articles
Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Lubbock, TX. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.
Want more information? Ask Hershel Spears in Lubbock, TX about a personal property insurance quote.
1. Please refer to your actual policy for a complete list of covered property and covered losses.
Call or email an agent for a personal articles insurance quote.
Business Insurance
Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Lubbock, TX. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.
Work with Hershel Spears in Lubbock, TX to get a small business insurance quote and choose what products are right for you.
1. Please refer to your actual policy for a complete list of covered property and covered losses.
Call or email an agent for a small business insurance quote.
Life Insurance
State Farm® life insurance helps your life's moments live on. Whether it keeps paying the mortgage, maintains a current standard of living, pays off debts or pays for college, the life insurance you choose can be there when it’s needed most by your loved ones. Help secure the future of your family with a term life, whole life, or universal life policy. We have policy options to fit your needs and budget.
Hershel Spears in Lubbock, TX will help you get started after you complete a life insurance online quote.
Start your life insurance online quote. It’s fast and easy!
Health Insurance
As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Lubbock, TX. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.
Work with Hershel Spears in Lubbock, TX to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.
Start your medicare supplement online insurance quote.
Start your hospital income online insurance quote.
Banking
You work hard for your money, managing it should be easy! Get banking in Lubbock, TX with a State Farm Bank® checking or savings account. Put your cash to work in an interest checking account with minimal requirements, or save your dollars in a higher-yield Money Market savings account. You have options. Plus, online banking is so easy through our award-winning* State Farm® Mobile App or mobile web.
Talk with Hershel Spears in Lubbock, TX to get more information about State Farm Bank and online banking.
* 2019 Mobile Web Award winner: Best Insurance Mobile App and Best Bank Mobile App
STATE FARM BANK® DEPOSIT PRODUCTS ARE FDIC INSURED.
Call or email an agent to learn more about online banking.
Annuities
Let State Farm® support your financial future with an investment through annuities in Lubbock, TX. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.
Talk with Hershel Spears to get more information about annuities in Lubbock, TX that support your financial goals.
Call or email an agent for investment information.
About Me:
- Texas Tech University BBA 1973
- State Farm Agent since 1975
- We Speak Spanish
- Crystal Excellence
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Disclosures
State Farm Bank , F.S.B., Bloomington, Illinois, is a Member FDIC and Equal Housing Lender. NMLS ID 139716. The other products offered by affiliate companies of State Farm Bank are not FDIC insured, not a State Farm Bank obligation or guaranteed by State Farm Bank, and may be subject to investment risk, including possible loss of principal invested. The Bank encourages any interested individual(s) to submit an application for any product(s) offered by the Bank. We also encourage you to obtain information regarding the Bank's underwriting standards for each type of credit or service offered by visiting statefarm.com or by contacting the Bank at 877-SF4-BANK (877-734-2265). Callers who are hearing or speech impaired should dial 711 or use a preferred Telecommunications Relay Service. To apply for a Bank product, you may also see your participating State Farm agent.
Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.
Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.